Financial and banking institutions have not yet adopted and integrated Construction 4.0 into their daily work. There is a growing difficulty in understanding what a mortgage on a real estate property becomes when we have a “movable” or “movable” real estate property. Meanwhile, investment funds or reinsurance companies are advocating speed, financial accuracy, chronological precision in construction, etc. The Spanish financial system needs to be more closely linked to these processes. In addition, crowdfunding, direct investment and cooperative systems are already appearing, attacking its waterline.

New financing mechanisms in the construction sector to finance a project when it is manufactured bu t not built.